Sunday, 30 October 2011
Friday, 27 May 2011
Sunday, 22 May 2011
What is a CV?
- Writing a good CV is a Science not a chance!
- CV is only a marketing document whose Purpose is only to get you an interview!
- Create and maintain a Core CV which contains list of all the skills, achievements, etc; it can be even 10 pages but you don't send it to anyone! it's for your own benefits and to create the specific CVs from it.
- Your Specific CV should not have more than 2-3 pages. If you have lots of experience, use 3 pages that'd be fine. Your CV should target one specific job advert; tell them what they want to hear not your life story! Show that you're precisely the perfect person they're looking for (Well, assuming you are).
- Best fonts: Tahoma for body and Arial for headers (if you want more readability) - Times New Roman (if you want to get the job!)
- First page should contain; Profile, Expertise and Key achievements
- The Profile section should also be targeted for the specific job; only 3-4 lines.
- The Expertise section should be about 10 bulleted items. Don't write "years" beside your skills, it will work against you listen to me. Just list your skills without mentioning how many years!
- The Achievement section should be about 3 bulleted items. Saving time, money or made more money. business value? it's not about what you did, it's about what value/benefits what you did added to whom.
- You only have 20 seconds of the reader’s time to make an impact, otherwise it goes to bin!
- The second page should contain: Career History, Education, Training, Interests
- References should not be written on CV and should not be given to agencies until after the initial interview.
- Why a generalized CV is Bad!
- Target your CV
- Killer CV Template
- Writing a Killer CV
Tuesday, 17 May 2011
X = contractor rate per day e.g. £300
V = VAT e.g. 0.2 currently
A = Agency commission rate e.g. 0.15
How much the contractor invoices the agency including VAT?
X (1 + V) = 1.2X = £360
How much the agency invoices the client including VAT?
X (1 + A) (1 + V) = X (1.15)(1.2) = 1.38X = £414
How much the agency earns excluding VAT?
AX = 0.15X = £45
How much the agency earns including VAT?
AX (1 + V) = £54
A simple calculator should be developed for this to calculate with different rates quickly.
Saturday, 16 April 2011
Generally be generous to give, it will return to you multi-folded in mysterious ways.
- Buy cakes, biscuits for all your colleagues once a month
- Pay your colleague's bill at pub or at a lunch
- Buy a drink for 1 or more colleagues
- Offer filling in drinks
- Offer advise / help when they need
- Say Thank You more
- Even simply Smiling to Others is a type of giving
It's an investment to create a bonding rapport between you and your colleague/s.
What do you feel when someone buys you a drink? Often, you naturally feel appreciating and thinking I'll be doing something for him in return next time.
Based on the Karmic law, your giving will never be wasted so be proactive in giving, don't just sit and wait for others to initiate.
Monday, 4 April 2011
- Mint (is not available for UK) http://quicken.intuit.com/personal-finance-software/mint-online-money-management.jsp
- Microsoft Money Deluxe
- Microsoft Money Home & Business
Sunday, 3 April 2011
Thursday, 31 March 2011
- Money is a reward you receive for the service you render. The more valuable the service, the greater the reward.
- Thinking of ways we can be of greater service will not only help us earn more money, it will also enable us to grow intellectually and spiritually.
- It is the duty of every person to be rich
Corporation Tax Offices: http://search2.hmrc.gov.uk/kbroker/hmrc/locator/locator.jsp?type=0
Tuesday, 22 March 2011
Saturday, 19 March 2011
Application Types: http://www.ukba.homeoffice.gov.uk/settlement/applicationtypes/
Application form: http://www.ukba.homeoffice.gov.uk/settlement/applicationtypes/applicationformset(o)/
New Possible Changes for 2011:
Settlement - Tier 1 - Draft:
When to apply:
Where to send the application form to:
Who can qualify? http://www.hmrc.gov.uk/tools/taxcredits_qualify/question01.htm
Register for PAYE Online for Employers
Deadline to File Employer's Annual Return:
Employer Annual Return Forms:
P35 and P14
Tuesday, 15 March 2011
If a client doesn't pay or delay paying an invoice, there are organisations to help:
Remember that often this applies if there is not a proper structure/process in place: 'He Who Shouts Loudest Gets Paid First.'
Sunday, 13 March 2011
Thursday, 10 March 2011
Tax returns are to determine how much tax you have already paid and how much tax you owe to pay.
Summary of Key points:
- You can either fill in your tax return online or on paper.
- Deadline for online tax return is 31st January after the tax year end.
- Deadline for paper tax return is 31st October after the tax year end.
- If you're on PAYE, you don't have to fill in a tax return whereas if you're a Company director you must.
- There are 2 types of tax returns; Short (4 pages) and Full (many pages!) - check whether you can just get over it by the Short Tax Return.
Saturday, 5 March 2011
Wednesday, 23 February 2011
Thursday, 17 February 2011
Saturday, 5 February 2011
When your passive income is greater than your total expenses, you're out of the rate race! E.g. if you have total monthly costs of £2000, when you build passive income of £2001 then you're out of the rat race.
Saturday, 22 January 2011
Your capital looses its value over time because of inflation; e.g. 3.7% capital inflation rate in 2010: http://www.statistics.gov.uk/cci/nugget.asp?id=19
The primary aim of Capital Preservation Investment Strategy, which is a very conservative strategy, is to beat inflation. Therefore, every individual should have at least such a strategy:
Thursday, 13 January 2011
In the long term and specifically because of uncertainty in other forms of investments currently, gold and silver prices always go up. e.g. since 2008, the price of gold has been more than doubled!
In the short term, e.g. 1-2 months, it might have some fluctuations but not in the long term, e.g. 1+ year.